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Our Values - About Us

Our values dictates our business philosophy.

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Our Services


View our financial services offered.

View here

Documents to view

View Mr IE Jarodien's FSCA - Approval to act as Liquidator. View here


Introducing LBR Financial Services

LBR Financial Services (Pty) Ltd is a registered Financial Services Provider with FSP NO. 51392.

LBR Financial Services is your contact for any financial needs or queries you may have regarding retirement planning, investment planning, income protection planning, short term insurance, wills and medical aids.

As Principal of LBR Financial Services, founder and experienced financial expert, Albert Kulsen believes that you should start your financial journey with the end in mind.

Updating our product offering
to meet the needs of
our diverse client base”

Your Preferred Partner For Financial Planning!

Call us on 021 862 1415 / 082 338 0320 or via email us here.

#lbrfinservices #lbr #financialservices #finservices #financial #services #founder #financialexpert #financialqueries #financialplanning #Paarl #planning

Situated at 6 Richmond Avenue, Elriche, Charleston Hill, Paarl, 7646.
Google Maps Link here

Our business model

We provide advanced financial solutions that help families, businesses and individuals succeed in today's ever-changing and demanding financial world. Our services are geared to make your financial life better and giving you peace of mind for today, tomorrow and the future. 

Our friendly and experienced financial consultants will answer any questions regarding all LBR financial products and services offered, to help you choose the best financial fit for you, your family or business.

"Looking after the wellbeing
of our clients 
and their families"

"With family values at our core"

LBR Financial Services

Our Team

Albert Kulsen   Byron Kulsen
-coming soon
  Gueron Kulsen
-coming soon
  Isgaak Jarodien  

From left to right: Our founder and Principal of LBR Financial Services, Albert Kulsen followed by his sons Byron Kulsen, Gueron Kulsen and Isgaak Jarodien.